I came across the following summary of the new FMLA Employer Requirements that I thought I would pass along. If you have any questions on the following, just give us a call.
In November, the federal government issued new rules to clarify the Family and Medical Leave Act (FMLA), a complex law that had confused many [...]
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In working with a new group client this morning, the usual question was asked…”How much should we contribute to employee and dependent premiums?” This particular employer had always paid 100% of the premium for employees as well as their dependents. However, premium increases of 20% over the last 3 years and the impact of a [...]
In an effort to keep everyone up to date on what is happening with health care reform, I’m passing along information released today by NAIFA (National Association of Insurance and Financial Advisors).
Early this morning, the House Ways & Means Committee approved H.R>3200, the “America’s Affordable Health Choices Act of 2009” by a 23 to 18 [...]
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Especially in the Internet age, our tendency is to independently research whatever we can before initiating any significant action. Sometimes this leads us down the path that ultimately generates action based on something we read online, without the benefit of ever speaking to someone. I would caution you of ever doing this when it impacts [...]
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Employers are required to provide a Medicare Part D disclosure notice to all of their Medicare-eligible employees by November 15th of each year. The notice is for all your Medicare-eligible employees regarding the creditability of the prescription drug coverage that is offered through the employer plan.
If a Medicare-eligible employee is enrolled on your group benefit [...]
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Recently, a client called seeking advice about their responsibility in notifying employees of a possible health concern. An employee whose wife was diagnosed with Swine Flu came to work not feeling well and after spending some time in the office was sent home by management once the situation became known. The employer wanted to notify [...]
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This issue came up again today so I thought I’d put it out there for everyone. In California, most of our insurance policies are written to allow domestic partners- same sex and opposite sex. However, tax issues and COBRA both fall under Federal oversight and the Federal government does not recognize domestic partners. Domestic partners [...]
Benefaction Insurance wants to ensure that your business is in compliance and is using the newest forms. There is a new I-9 form that employers must start using effective April 3, 2009. The new form with the revision date of February 2009 is available for download by going to www.uscis.gov/files/form/i-9.pdf
So what’s new on this form?
Employees [...]
As you all know, the American Recovery and Reinvestment Act of 2009 was signed into law on February 17, 2009 and had serious changes to COBRA coverage that took effect on March 1, 2009. If a terminated employee qualifies as an “assistance eligible individual” (AEI), they are entitled to receive a 65% subsidy of their [...]
Continue reading about ARRA COBRA CHANGES – CalCOBRA Groups (under 20 employees)
As you know, the American Recovery and Reinvestment Act of 2009 was signed into law on February 17, 2009 and had serious changes to COBRA coverage that took effect on March 1, 2009. If a terminated employee qualifies as an “assistance eligible individual” (AEI), they are entitled to receive a 65% subsidy of their total COBRA [...]
Continue reading about ARRA COBRA CHANGES- Federal COBRA Groups (20+ employees)